Skip to content

Associations Forums Stories Your rights Tools Find a vendor

Log in Tell your story

Loading

HOA Stories.

The homeowner’s side of the HOA world — reviews, stories, and know-your-rights tools.

Explore

Your rights
Learn: how HOAs work
HOA & condo glossary
Find an association
Community forums
Homeowner stories
Management companies
HOA legislation
Directory data

Tools

Violation-letter analyzer
All homeowner tools
HOA Stories Pro

About & trust

How it works
How moderation works
How we make money
How we build the directory
Editorial standards
Community rules
Notice & takedown
Terms of use
Privacy
About HOA Stories
Contact
Log in or create an account

Informational only — not legal advice. Stories and reviews are submitted by homeowners and reflect their own experiences and opinions. We do not verify every claim. Consult a qualified attorney for advice about your situation.

© 2026 HOA Stories — an independent homeowners' resource.

Loading

Associations Forums Stories Your rights Tools Find a vendor

Log in Tell your story

Franklin County HOAs (FL) · HOA Stories

Florida · County

HOAs in Franklin County

Every association we track in Franklin County, Florida — with homeowner reviews and ratings.

Associations in Franklin County

59 associations

A Place in the Sun Condo

St. George Island, FL

Apaco Condo

Apalachicola, FL

Apaco Condominium Owners' Association, Inc.

Apalachicola, FL

Bayside Property Owners Association, Inc.

Eastpoint, FL

Bob Sikes Cut Owners' Association, Inc.

Apalachicola, FL

Brighton by the Sea Homeowners Association, Inc.

Eastpoint, FL

Bungalows by the Gulf Condominium Association, Inc.

Eastpoint, FL

Cara Bay Homeowners Association, Inc.

St. George Island, FL

Carrabelle Beach Rv Resort Condo Association, Inc.

Carrabelle, FL

Carrabelle Beach Rv Resort, a Condo

Carrabelle, FL

Carrabelle Landings Homeowners Association, Inc.

Carrabelle, FL

Carraway Bay Plantation Homeowners Association, Inc.

Eastpoint, FL

Eastpoint Civic Association, Inc.

Eastpoint, FL

Edgemar Condominium Association, Inc.

Westerville, FL

Gramercy Plantation Commercial Owners' Association, Inc.

Apalachicola, FL

Gramercy Plantation Owners' Association, Inc.

Eastpoint, FL

Gulf Pearl Home Owners Association, Inc.

Eastpoint, FL

Haven Homes Owners' Association, Inc.

Eastpoint, FL

High Cotton Marketplace Condominium Association, Inc.

Eastpoint, FL

High Cotton Marketplace, a Condo

Apalachicola, FL

Indian Mounds Shores Owners' Association, Inc.

Eastpoint, FL

Island Breeze Sg Condo

St. George Island, FL

Island Cottages Condo

St. George Island, FL

Lake Pristine Property Owners Association, Inc.

Eastpoint, FL

Lanark Village Association, Inc.

Lanark Village, FL

Landings of Carrabelle, a Condo, The

Carrabelle, FL

Magnolia Bay Homeowner's Association, Inc.

Eastpoint, FL

Magnolia Ridge Estates Property Owners' Association, Inc.

Eastpoint, FL

Mariner's Harbor Homeowners Association, Inc.

Eastpoint, FL

Mariner's View Condominiums Association, Inc.

Eastpoint, FL

Mariner's View Condos

Carrabelle, FL

Neptune's Palace Condo

St. George Island, FL

One Eighteen 98 Condominium Association Inc

Eastpoint, FL

One St George, a Condo

St. George Island, FL

One St. George Condominium Association, Inc.

St. George Island, FL

One Twenty Two 98 Condominium Association Inc

Eastpoint, FL

Owners Association of the Lakes on the Bluff, Inc.

Eastpoint, FL

Pine Coast Plantation Homeowners Association, Inc.

Carrabelle, FL

Pirates Landing at Timber Island Condominium Association, Inc.

Eastpoint, FL

Pirates Landing at Timber Island, a Condo

Carrabelle, FL

Poston Bayou Townhomes Homeowners Association, Inc.

Carabelle, FL

Preserve at Bay's Edge, a Condo The

Apalachicola, FL

Residences at St James Bay, a Condo The

Carrabelle, FL

Riverwalk Condos

Carabelle, FL

Sandalwood Owners' Association, Inc.

Eastpoint, FL

Schooner Landing Homeowners Association, Inc.

St George Island, FL

Sgi Plantation Homeowners Association

Apalachocola, FL

St Georges Bluff Owners Association Inc

Carrabelle, FL

St. George Bay Property Owner's Association, Inc.

Carrabelle, FL

St. George Plantation Owners' Association, Inc.

St George Island, FL

St. James Bay Property Owners' Association, Inc.

Carrabelle, FL

Sunset Isle Owners Association, Inc.

Eastpoint, FL

The Orman Building Condominium Association Inc

Apalachicola, FL

The Preserve at Bay's Edge Condominium Association, Inc.

Apalachicola, FL

The Villas of St. George Condominium Association, Inc.

Eastpoint, FL

Toad Hollow, a Condo

Apalachicola, FL

Villas of St. George, a Condo, The

St. George Island, FL

Wayward Winds Condominium

St. George Island, FL

Weathered Wood

St George Island, FL

The money picture in Franklin County

Typical dues near Franklin

$219/ month38% below the FL typical of $35343th percentile in FL

Condo / co-op: $454/mo
Single-family: $151/mo
Share paying a fee: 7.9%

A typical fee among paying households near FranklinCounty, from U.S. Census ACS microdata — not a quote for any specific association. See the full state-by-state study.

Sources: U.S. Census ACS microdata, IRS Form 990 filings, and HUD FHA condo approvals (all public records). See all FL associations for the full directory.

Natural-hazard risk in Franklin County

FEMA’s National Risk Index scores every U.S. county on natural-hazard exposure, community susceptibility, and resilience. Homeowners in Franklin County, FL share the county-wide risk profile below — useful context for insurance decisions, reserve planning, and evaluating a community’s long-term risk environment.

Overall county riskRelatively Low·Expected lossVery Low

46 federal disaster declarations have affected Franklin County.

Hurricane Helene · 2024
Tropical Storm Helene · 2024
Hurricane Debby · 2024
Tropical Storm Debby · 2024

Source: FEMA National Risk Index and FEMA disaster-declaration database (public domain). County-wide figures — not a property-specific or association-level assessment.