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HOA Stories

Trust & safety

Where the directory's facts come from.

Every association page starts with public-record facts, never an industry feed. Here are the record categories behind those facts, the bar a page has to clear before it's indexable, and how often the record is refreshed.

Re-sourced independently, not copied

Association pages are re-sourced independently from primary public records — never imported, mirrored, or purchased from any other directory or platform. If two sites describe the same association, the only thing they can share is the public-fact skeleton any newsroom could re-derive from the same public sources: its name and address. Everything else on the page, from schema and layout to voice, is built separately.

State registries

Each association's formation record, name, and status as filed with its state's Secretary of State (or equivalent nonprofit/corporate registry) — the baseline fact of an association's legal existence.

County property and recording records

Locality, address, and where applicable the recorded declaration that ties an association to specific parcels, sourced from county recorders and property-record offices.

IRS Form 990 filings

Tax-exempt associations' annual information returns — revenue, expenses, and officers — for the associations that file one, giving a public financial silhouette without touching a private ledger.

HUD FHA condo-approval lists

Whether a condo association carries FHA approval, a fact that materially affects owners' ability to sell to FHA-financed buyers.

FEMA program and hazard records

National Risk Index hazard ratings, the federal disaster-declaration history, and National Flood Insurance Program participation for the communities associations sit in.

Census ACS microdata

Representative American Community Survey figures on housing costs and HOA/condo fees, used for the state-level benchmarks shown alongside association pages, never as a substitute for an association's own numbers.

The completeness gate

A new record does not become a public, indexable page the moment it is added. Each association page is scored against a completeness bar — enough verified public-record fields, and (where they exist) enough moderated homeowner content — before it is allowed into search results. Records that fall short stay published but markednoindex, visible to anyone with the direct link but not offered to search engines as a destination. That gate is the reason a page you find here is never a thin, single-field placeholder: it earned its way into search.

Update cadence

State registry and county records are re-checked on a rolling schedule rather than all at once, so different associations refresh on different days. Federal datasets (IRS filings, FHA approvals, FEMA programs and hazard scores, Census microdata) are re-pulled when the issuing agency publishes a new vintage, typically annually. A page's visible facts change only when a re-check finds something new, or when a homeowner adds a moderated review or story to the record.

What this page is not

This is a description of the categories of public record behind the directory, not a technical pipeline document, and not legal advice. If you believe a fact on an association page is wrong, use the correction path on our editorial standards page — it routes straight to contact.