HOA Stories
Know your rights

The statutes, in plain English — by state and topic.

HOA and condo law is mostly state law, and it hands owners more leverage than most boards let on. Start with your state or a topic, learn exactly what the statute requires, then take it to the tools.

By state

Each state pillar explains how that state’s regime treats owners, names the controlling statute, and links to its complete topic guides.

California's Davis-Stirling Act is one of the most owner-protective HOA statutes in the country. It controls open meetings, election by secret ballot, fine schedules, records access, and a mandatory dispute-resolution step before most lawsuits.

6 topic guides

Texas spent years adding owner protections to Chapter 209. It now requires notice-and-cure before fines, a hearing before the board, judicial or expedited foreclosure (not silent power), and open records on demand.

6 topic guides

Florida writes more of the rulebook than your board admits. Chapters 720 and 718 hand owners hard procedural rights — notice, hearings, records access, and caps on fines — that a board can't waive in its own documents.

6 topic guides

More states as their guides clear the completeness bar

By topic

The six clusters that cover the fights owners actually have with their associations.

Fines & violations

Notice, hearing, and cure rights before a fine can stick.

Foreclosure & liens

When unpaid dues become a lien — and what limits foreclosure of your home.

Records & transparency

The books and records you can inspect, how to ask, and the clock the board is on.

Elections & meetings

Quorum, ballots, proxies, recalls, and open-meeting rights that check board power.

Architectural review

ARC timelines, approvals, and the laws that protect solar, flags, and antennas.

Selective enforcement

Fined when a neighbor wasn't? How the docs and statute frame the defense.

Bringing a rights question to a document?

The violation-letter analyzer reads your notice and points you at the topic that applies — try it with a real fine or warning.