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Okaloosa County HOAs (FL) · HOA Stories

Florida · County

HOAs in Okaloosa County

Every association we track in Okaloosa County, Florida — with homeowner reviews and ratings.

Associations in Okaloosa County

904 associations

1900 Ninety Eight, a Condo

Destin, FL

295 Azalea Drive Owners Association, Inc.

Destin, FL

303 Azalea Drive Owners' Association, Inc.

Destin, FL

393 North Business Park Condominium Association, Inc.

Destin, FL

800 Indian Trail Condo

Destin, FL

800 Indian Trail Owners Association, Inc.

Destin, FL

Addie's Place Homeowners Association, Inc.

Niceville, FL

Aegean Condo

Destin, FL

Ainsley Parc Home Owners Association, Inc.

Shalimar, FL

Airport Place I Owners Association, Inc.

Destin, FL

Airport Plaza Commercial Condominium Owners Association, Inc.

Niceville, FL

Alden Springs Homeowners Association, Inc.

Destin, FL

Alicia Place Homeowners Association, Inc.

Crestview, FL

Amalfi Coast Resort, a Condo

Destin, FL

Andante Homeowner's Association, Inc.

Destin, FL

Anderson Lane Estates Owners' Association, Inc.

Navarre, FL

Antigua Owners Association, Inc.

Destin, FL

Apollo Place Homeowners Association, Inc.

Fort Walton Beach, FL

Aqua Villa

Fort Walton Beach, FL

Aqua Villa Condominium Association, Inc.

Destin, FL

Ashley Plantation Homeowners Association, Inc.

Destin, FL

Ashton's Preserve Owners Association, Inc.

Crestview, FL

Ashtons Preserve Homeowners Association

Crestview, FL

Atwater Homeowner's Association, Inc.

Mary Esther, FL

Avalon Dunes Condo

Destin, FL

Azure Condo

Fort Walton Beach, FL

Azure Condominium Owners Association, Inc.

Fort Walton Beach, FL

Bahia East Condominium Association, Inc.

Fort Walton Beach, FL

Bahia East, a Condo

Fort Walton Beach, FL

Bal Harbour of Shalimar Owners Association, Inc.

Shalimar, FL

Barataria Condominium Owners' Association, Inc.

Fort Walton Beach, FL

Barataria, a Condominium

Destin, FL

Barefoot Bay North Condo

Fort Walton Beach, FL

Barefoot Bay North Condominium Association, Inc.

Destin, FL

Bay Breeze Townhome Owners Association, Inc.

Niceville, FL

Bay Bridge Landing Homeowner's Association of Walton County, Inc.

Destin, FL

Bay Tides Condominium Association, Inc.

Crestview, FL

Bay Villas Condominium Association, Inc.

Niceville, FL

Bay Villas, a Condo

Niceville, FL

Bayou Executive Park Condominium Association, Inc.

Niceville, FL

Bayou Pines Owners' Association, Inc.

Ft.walton Bch., FL

Bayou Village Phase I Condominium Association, Inc.

Destin, FL

Bayou Walk Villas East Homeowners Association, Inc.

Fort Walton Beach, FL

Bayou Walk Villas West Homeowners Association, Inc.

Fort Walton Beach, FL

Bayside Villas Condominium Association at Bluewater Bay, Inc.

Niceville, FL

Bayside Villas, a Condo

Niceville, FL

Bayview Waters Condominium Owners' Association, Inc.

Ft Walton Bch, FL

Bayview Waters, a Condo

Fort Walton Beach, FL

Beach Colony Resort on Navarre, West, Condominium Association, Inc.

Navarre, FL

Beach House Condo Phase I

Destin, FL

Beach House Condo Phase II

Destin, FL

Beach Pointe Owners Association, Inc.

Destin, FL

Beachhouse II of Navarre Homeowners Association, Inc.

Navarre, FL

Beachwalk Villas Homeowners Association, Inc.

Destin, FL

Bear Creek Owners' Association, Inc.

Destin, FL

Bella Riva Condo

Fort Walton Beach, FL

Bella Riva Condominium Owners Association, Inc.

Fort Walton Beach, FL

Belle Highlands Owners Association, Inc.

Crestview, FL

Belle Mer Owners Association, Inc.

Fort Walton Beach, FL

Bent Tree Phase II Homeowners Association, Inc.

Shalimar, FL

Bienville Square Townhouse Owners' Association, Inc.

Niceville, FL

Black Pointe Property Owners Association, Inc.

Shalimar, FL

Blu Condominium Association, Inc.

Fort Walton Beach, FL

Blu, a Condo

Fort Walton Beach, FL

Blue Dolphin Condo

Fort Walton Beach, FL

Blue Dolphin Condominium Association, Inc.

Fort Walton Beach, FL

Blue Mountain Estates Homeowners Association, Inc.

Destin, FL

Blue Pine Village Homeowners A

Niceville, FL

Blue Pine Village Owners' Association, Inc.

Niceville, FL

Blue Ridge Est Homeowners Association

Holt, FL

Blueridge Estates Homeowners Association, Incorporated

Fort Walton Beach, FL

Bluewater Landing Owners Association, Inc.

Miramar, FL

Brackin Place Townhomes Owners Association, Inc.

Ft Walton Bch, FL

Brandon Place Commercial Condominiums Owners Association Inc.

Fort Walton Beach, FL

Breakers East, a Condo

Destin, FL

Breakers of Fort Walton Beach, The

Fort Walton Beach, FL

Brooke Est Homeowners Association

Ft Walton Bch, FL

Brooke Estates Homeowners Association, Inc.

Fort Walton Beach, FL

Brooks Landing Homeowners Association, Inc.

Fort Walton Beach, FL

Brooks Street Landing Commercial Condominium Owners Association, Inc.

Destin, FL

Brownstone Manor Homeowners Association, Inc.

Crestview, FL

Brownsville Station Homeowners Association, Inc.

Fort Walton Beach, FL

Brownsville Station III Homeowners Association, Inc.

Destin, FL

Bucey's Place 31st Street Townhomes Owners Association, Inc.

Niceville, FL

Buckeyes Landing Homeowners Association, Inc.

Navarre, FL

By the Sea Community Owners Association, Inc.

Navarre, FL

C. S. Owners Association, Inc.

Fort Walton Beach, FL

Cabana Club Condo

Destin, FL

Calusa Bay Homeowners Association

Destin, FL

Camellia Cove Owners Association, Inc.

Crestview, FL

Camille Cove Homeowners Association

Niceville, FL

Camp Creek Point Homeowners Association, Inc.

Destin, FL

Camp Walton Village Condo

Fort Walton Beach, FL

Camp Walton Village Condominium Association, Inc.

Fort Walton Beach, FL

Canal Place Phase II Condo

Destin, FL

Capri by the Gulf Homeowners Association, Inc.

Destin, FL

Caribbean Dunes Owners' Association, Inc.

Destin, FL

Caribbean Dunes, a Condo

Destin, FL

Carondolet Towne Homes Owners Association, Inc.

Niceville, FL

Casa Marina Homeowners Association, Inc.

Shalimar, FL

Cassine Garden Townhomes Owners' Association, Inc.

Destin, FL

Cedar Avenue Condo

Fort Walton Beach, FL

Cedars Condo, The

Ft. Walton Bch, FL

Century Park West

Destin, FL

Cessna Landing Community Association, Inc.

Destin, FL

Chanan Est Homeowners Association

Niceville, FL

Chanan Estates Property Owners Association, Inc.

Destin, FL

Channel Marker Condo

Mary Esther, FL

Channel Marker Condominium Association, Inc.

Mary Esther, FL

Channel Marker East

Mary Esther, FL

Channel Marker II Condo

Mary Esther, FL

Channel Marker II Condominium Association, Inc.

Destin, FL

Chardonnay Estates Owners Association, Inc.

Niceville, FL

Charrington Place Homeowners A

Ft Walton Beach, FL

Chateau La Mer

Destin, FL

Chateau La Mer Condominiums Association, Inc.

Destin, FL

Chateau La Mer II

Destin, FL

Chateau La Mer II Condominium Owners' Association, Inc.

Destin, FL

Church Street Village Homeowners Association, Inc.

Destin, FL

Ciboney Condominium Owners Association, Inc.

Fort Walton Beach, FL

Ciboney, a Condo

Destin, FL

Cinco Bayou Condominium

Fort Walton Beach, FL

Cinco Ridge Owners Association, Inc.

Fort Walton Beach, FL

Circle Park Condos

Fort Walton Beach, FL

Claire's Vineyard Owners' Association, Inc.

Crestview, FL

Clary-Cobb Building Owners Association, Inc.

Destin, FL

Clipper Cove Townhome Homeowners Association, Inc.

Destin, FL

Cloverdale Townhome Owners Association, Inc

Destin, FL

Club Destin Condominium Association, Inc.

Destin, FL

Coach Homes at Sunset Beach, a Condo, The

Niceville, FL

Cobia Bay Owners Association, Inc.

Destin, FL

College Park Condominium Owners' Association, Inc.

Niceville, FL

College Park, a Condo

Niceville, FL

Colony Ridge Phase II Owners Association, Inc.

Crestview, FL

Commerce Row Owners' Association, Inc.

Destin, FL

Commodores's Landing Phase I, a Condo

Fort Walton Beach, FL

Community Plaza Condominium Owners' Association, Inc.

Destin, FL

Cool Waters Owners' Association, Inc.

Mary Esther, FL

Coopers Landing Homeowners Association, Inc.

Destin, FL

Coral Reef Club a Condo

Destin, FL

Coral Reef Club Owners' Association, Inc.

Destin, FL

Costa Blanca Condominium Association, Inc.

Destin, FL

Costa Verde Court Homeowners Association, Inc.

Navarre, FL

Cottage Retreat at Miramar Beach Homeowners Association, Inc.

Destin, FL

Cottages at Henderson Beach Resort, a Land Condominium

Destin, FL

Cottages at Seagrove Homeowners Association, Inc.

Destin, FL

Country Club Condo Assn., Inc.

Niceville, FL

Country Villas Homeowners Association, Inc.

Shalimar, FL

Courtyard Plaza at Bluewater Bay Owners' Association, Inc.

Niceville, FL

Cove Townhome Association

Ft Walton Beach, FL

Cp Property Owners' Association, Inc.

Destin, FL

Cr 491 Retail Village Property Owner's Association, Inc.

Destin, FL

Creek's Edge Phase II, Home Owners Association, Inc.

Navarre, FL

Creets Landing HOA, Inc.

Fort Walton Beach, FL

Crest Development Townhomes Owners Association, Inc.

Destin, FL

Crest Oak Homeowners Association, Inc.

Destin, FL

Crofton Farms Owners Association, Inc.

Destin, FL

Cross Creek of Freeport Owners' Association, Inc.

Destin, FL

Crosswinds Homeowner's Association of Ft. Walton Beach, Inc.

Ft. Walton Beach, FL

Crosswinds Homeowners Association

Ft Walton Beach, FL

Crosswinds Landing Homeowners Association, Inc.

Fort Walton Beach, FL

Crystal Beach Townhome Homeowners Association, Inc.

Destin, FL

Crystal Cove Townhome Homeowners Association, Inc.

Valparaiso, FL

Crystal Dunes Owners' Association, Inc.

Destin, FL

Crystal Dunes, a Condo

Destin, FL

Crystal Sands, a Condo

Destin, FL

Crystal Village II, a Condo

Destin, FL

Crystal Villas a Condo

Destin, FL

Crystal Villas Owners' Association, Inc.

Destin, FL

Cypress Owners' Association, Inc.

Navarre, FL

Davenport Place Owners Association, Inc

Fort Walton Beach, FL

Daxton on the Bay Homeowner's Association, Inc.

Destin, FL

Deer Moss Creek Owners' Association, Inc.

Niceville, FL

Delos Owners Association, Inc.

Destin, FL

Destin Beach Club Owners Association, Inc.

Destin, FL

Destin Beach Club, a Condo

Destin, FL

Destin Commerce Park Owners Association, Inc.

Destin, FL

Destin Cottages Owners Association, Inc.

Destin, FL

Destin Gulfgate Condo

Destin, FL

Destin Gulfgate Owners Association, Inc.

Destin, FL

Destin Harbor Place Owners Association, Inc.

Fort Walton Beach, FL

Destin Harbor Place, a Condo

Destin, FL

Destin Harbor Resort - West Owners Association, Inc.

Destin, FL

Destin Harbor Resort West, a Condo

Destin, FL

Destin Holiday Beach Resort Condominium Association, Inc.

Destin, FL

Destin on-The-Gulf Condominium Association, Inc.

Destin, FL

Destin Pointe Owners' Association, Inc.

Destin, FL

Destin Racquet Club Townhomes Owners' Association, Inc.

Destin, FL

Destin Rv Beach Resort at Miramar Beach Owners Association, Inc.

Fort Walton Beach, FL

Destin Sands, a Condo

Destin, FL

Destin Seafarer Condominium Association, Inc.

Destin, FL

Destin Towers Condo

Destin, FL

Destin West Beach and Bay Resort - Gulfside, a Condo

Fort Walton Beach, FL

Destin West Beach and Bay Resort-Bayside Property Owners Association, Inc.

Ft Walton Bch, FL

Destin West Office Building Condominium Association, Inc.

Fort Walton Beach, FL

Destin Yacht Club Owners Association, Inc.

Destin, FL

Destin-On-The-Gulf Condo

Destin, FL

Destination Owners Association, Inc.

Destin, FL

Destiny by the Sea Owners Association, Inc.

Destin, FL

Destiny East Owners Association, Inc.

Destin, FL

Destiny Shores Owners Association, Inc.

Destin, FL

Diamond Lakes Homeowners Association

Destin, FL

Dolphin Point Condo

Destin, FL

Dolphin Road Condo

Mary Esther, FL

Dolphin Road Condominium Association, Inc.

Mary Esther, FL

Domenica Cove Owners Association, Inc.

Mary Esther, FL

Doyle Hawkins Landing Homeowners Association Inc.

Navarre, FL

Draper Lake Homeowners Association, Inc.

Destin, FL

Duggan Pond Est Owners Association

Crestview, FL

Dune Pointe Owners' Association, Inc.

Destin, FL

Dune Pointe, a Condo

Fort Walton Beach, FL

Dunes Estates at Seagrove Homeowners Association, Inc.

Destin, FL

Dunes of Crystal Beach, a Condo The

Destin, FL

Duneside at Blue Mountain Beach Owners Association, Inc.

Miramar Bch, FL

Eagles Landing of Destin Property Owners Association, Inc.

Destin, FL

Eagles Landing of Niceville Owners Association, Inc

Niceville, FL

Eagles Nest T/h Owners Association

Ft Walton Beach, FL

Eagles Ridge Property Owners Association

Niceville, FL

East Bay Village Homeowners Association, Inc. at Villa Danielle

Navarre, FL

East Pass Towers Condo Ph I

Destin, FL

East Pass Towers II Condominium Association, Inc.

Destin, FL

East Pass Towers II, a Condo

Destin, FL

Eastern Lake Village Condominiums Owners Association, Inc.

Destin, FL

El Matador Condo

Fort Walton Beach, FL

Elm Place

Ft Walton Bch, FL

Emerald Coast Business Park Owners Association, Inc.

Destin, FL

Emerald Coast Cooperative Inc.

Destin, FL

Emerald Coast Industrial Park Owners Association, Inc.

Destin, FL

Emerald Dunes Owners' Association, Inc.

Destin, FL

Emerald Dunes, a Condo

Destin, FL

Emerald Grande East Condominium Association, Inc.

Destin, FL

Emerald Grande West Condo

Destin, FL

Emerald Grande West Condominium Association, Inc.

Destin, FL

Emerald Heights Owners' Association, Inc.

Destin, FL

Emerald Isle

Fort Walton Beach, FL

Emerald Shores Homeowner's Association of South Walton, Inc.

Fort Walton, FL

Emerald Surf Condominium Owners' Association, Inc.

Fort Walton Beach, FL

Emerald Towers a Condo

Destin, FL

Emerald Towers Owners Association, Inc.

Destin, FL

Emerald Towers West Owners Association, Inc.

Fort Walton Beach, FL

Emerald Towers West, a Condo

Fort Walton Beach, FL

Emerald Waters Beachside Condominiums Owners Association, Inc.

Destin, FL

Enclave at Midtown Homeowners Association, Inc.

Navarre, FL

Enclave Condo Ph I & II

Destin, FL

Entegra Coach Owners Association, Inc

Crestview, FL

Escada Block B Homeowners Association, Inc.

Destin, FL

Fair Oaks Village, a Condo

Ft. Walton Beach, FL

Fairway Lakes Homeowners Assc.

Niceville, FL

Fairway Villas Owners Association, Inc.

Destin, FL

Fallin Water Homeowners Association

Mary Esther, FL

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The money picture in Okaloosa County

Typical dues near Okaloosa

$214/ month39% below the FL typical of $35342th percentile in FL

Condo / co-op: $564/mo
Single-family: $88/mo
Share paying a fee: 9.2%

A typical fee among paying households near OkaloosaCounty, from U.S. Census ACS microdata — not a quote for any specific association. See the full state-by-state study.

Sources: U.S. Census ACS microdata, IRS Form 990 filings, and HUD FHA condo approvals (all public records). See all FL associations for the full directory.

Natural-hazard risk in Okaloosa County

FEMA’s National Risk Index scores every U.S. county on natural-hazard exposure, community susceptibility, and resilience. Homeowners in Okaloosa County, FL share the county-wide risk profile below — useful context for insurance decisions, reserve planning, and evaluating a community’s long-term risk environment.

Overall county riskRelatively Moderate·Expected lossRelatively Moderate

Most elevated county hazards

Lightning · Very High
Hurricane · Very High
Tornado · Relatively High

Only hazards rated “Relatively High” or above are shown.

41 federal disaster declarations have affected Okaloosa County.

Hurricane Helene · 2024
Tropical Storm Helene · 2024
Hurricane Debby · 2024
Tropical Storm Debby · 2024

Source: FEMA National Risk Index and FEMA disaster-declaration database (public domain). County-wide figures — not a property-specific or association-level assessment.