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Informational only — not legal advice. Stories and reviews are submitted by homeowners and reflect their own experiences and opinions. We do not verify every claim. Consult a qualified attorney for advice about your situation.

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Suwannee County HOAs (FL) · HOA Stories

Florida · County

HOAs in Suwannee County

Every association we track in Suwannee County, Florida — with homeowner reviews and ratings.

Associations in Suwannee County

19 associations

Camp O'the Suwannee Community Association, Inc.

Mcalpin, FL

Carriage Place Homeowners Association, Inc.

Live Oak, FL

Deer Lake Estates Owners Association, Inc.

Live Oak, FL

Deer Lake Preserve Homeowner Association, Inc.

Live Oak, FL

Dry Branch Owners Association Inc.

Mcalpin, FL

Farmers Cooperative Inc.

Live Oak, FL

Fields of Mcalpin Owners Association, Inc.

Live Oak, FL

Flying Little River Home Owner's Association, Inc.

Mc Alpin, FL

Foxboro Homeowners Association, Inc.

Live Oak, FL

Hines Place Homeowners Association, Inc.

Live Oak, FL

Lake Louise Estates Homeowners Association Inc.

Live Oak, FL

Lake Louise Homeowners Assoc I

Live Oak, FL

Old Sugar Mill Farms Owners Association, Inc.

Live Oak, FL

Overlook Commercial Park Owners Association, Inc.

Live Oak, FL

Savanna's Walk Owners Association, Inc.

Live Oak, FL

Savannah Plantation Owners Association, Inc.

Live Oak, FL

Suwannee Landing Owners Association, Inc.

Live Oak, FL

Tara Trace Homeowners Association, Inc.

Live Oak, FL

White Lake Subdivision Homeowners Association, Inc.

Live Oak, FL

The money picture in Suwannee County

Typical dues near Suwannee

$150/ month57% below the FL typical of $35330th percentile in FL

Condo / co-op: n/a
Single-family: $150/mo
Share paying a fee: 2.1%

A typical fee among paying households near SuwanneeCounty, from U.S. Census ACS microdata — not a quote for any specific association. See the full state-by-state study.

Sources: U.S. Census ACS microdata, IRS Form 990 filings, and HUD FHA condo approvals (all public records). See all FL associations for the full directory.

Natural-hazard risk in Suwannee County

FEMA’s National Risk Index scores every U.S. county on natural-hazard exposure, community susceptibility, and resilience. Homeowners in Suwannee County, FL share the county-wide risk profile below — useful context for insurance decisions, reserve planning, and evaluating a community’s long-term risk environment.

Overall county riskRelatively Low·Expected lossRelatively Low

Most elevated county hazards

Hurricane · Relatively High
Lightning · Relatively High

Only hazards rated “Relatively High” or above are shown.

39 federal disaster declarations have affected Suwannee County.

Hurricane Milton · 2024
Hurricane Milton · 2024
Hurricane Helene · 2024
Tropical Storm Helene · 2024

Source: FEMA National Risk Index and FEMA disaster-declaration database (public domain). County-wide figures — not a property-specific or association-level assessment.