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Data study
What does a Tennessee homeowner actually pay in HOA, condo, and co-op fees, and where inside the state is it highest? Our analysis of U.S. Census survey microdata down to the sub-state level. A typical fee for an area, not a quote for any one association.
Areas are U.S. Census Public Use Microdata Areas (PUMAs), the smallest geography the source survey publishes — we don’t yet have a plain-English place name for every PUMA, so areas are labeled by their Census code.
| Area (PUMA) | Typical / mo |
|---|---|
| PUMA 4702501 | $331 |
| PUMA 4702502 | $296 |
| PUMA 4702401 | $270 |
| PUMA 4702406 | $236 |
| PUMA 4702503 | $200 |
| Area (PUMA) | Typical / mo |
|---|---|
| PUMA 4700700 | $20 |
| PUMA 4703500 | $40 |
| PUMA 4702900 | $40 |
| PUMA 4702504 | $40 |
| PUMA 4701300 | $40 |
Browse the Tennessee directory and read homeowner ratings and stories.
This state’s area-level breakdown, free to download, cite, and re-chart.
Cite as: “HOA and condo fees in Tennessee,” HOA Stories Data Desk, July 2026, analysis of American Community Survey 2024 5-year PUMS (2020–2024). https://www.hoastories.com/data/hoa-fees/tn
The figures come from the American Community Survey 2024 5-year PUMS (2020–2024), a public U.S. Census Bureau survey. For each PUMA (Public Use Microdata Area) within Tennessee, Census records the median monthly condominium, co-op, or HOA fee among households that pay one, and the share of households that pay. We combine those area medians into the state figure above, weighting each area by how many paying households it has, and separately surface the PUMAs with the highest and lowest typical fees. This is our own calculation, derived from Census data — not an official Census statistic, and the Census Bureau did not produce or endorse these figures.
Areas below a minimum survey sample are left out rather than shown as a shaky number, so Tennessee’s highest/lowest lists may be shorter than its full PUMA count. Single-family HOA dues are only partly captured by the Census fee question, so the single-family figure is the softer of the two.