Are your dues rising faster than inflation?

No. It is a math comparison, not a finding of waste or wrongdoing. Community costs like insurance, labor, and reserve funding can rise faster than the overall inflation index. It is a fair, specific question to bring to your board, not proof of anything.

From you. Either enter the total inflation over your period (look it up at the BLS CPI Inflation Calculator) or use a clearly-labeled assumption (3.0%/yr by default). This tool does not read a live inflation feed, and it does not predict future dues or inflation.

No. It is a do-it-yourself math tool that works only on the numbers you type in. It does not know your association or value what your dues pay for, and it is not financial, investment, or legal advice.

Often yes, within limits. Ordinary annual dues increases tied to the approved budget are typically within the board's authority under the bylaws, without a separate membership vote — but many declarations cap how much dues can rise in a single year without member approval, and an increase that functions like a special assessment can trigger a vote requirement. The cap, if any, lives in your recorded declaration and bylaws, not a state-wide default.

Few states cap ordinary dues increases directly the way some cap late fees or fines — it is mostly a function of your own governing documents and the vote thresholds they set. What state law more commonly guarantees is the right to see the budget behind an increase: you can generally request the financial records that justify it. Check your state's records-access rights guide for the request process and response deadline.